Medical Professionals

Medical Malpractice occurs when a health care practitioner or provider fails to offer proper treatment, fails to take the appropriate action, or provides inferior treatment, which results in the patients suffering harm, injury, or death. Medical Malpractice Insurance provides coverage to physicians and other medical professionals when these malpractice cases arise. 

A majority of American doctors face at least one medical malpractice lawsuit in the course of their careers. Carrying this type of insurance is essential for physicians — and is required by law in most states. 

Professional liability coverage for physicians is not a commodity. There are significant differences in policies and insurance companies. With the large number of carriers and products to choose from, finding the appropriate medical malpractice policy on your own can be a laborious task. One way to take this burden off your shoulders is to have an experienced insurance agency to help you navigate the purchasing process.      

Here are a few questions we would need to get the process started:  

• What kinds of medicine do you practice?  
• How long have you been practicing medicine? 
• What internal systems do you use to avoid claims? 
• Have you had any malpractice claims in the past? 
• Do you have current malpractice coverage?     

With this information, we will begin looking at the programs available in your state and see which policy will fit your firm's needs the best. 

Absolutely! Just as your company size and products change over the years, so does the medical malpractice marketplace. Insures continue to put together new programs to help protect your evolving risk as well as offer premium credits and benefits. In most claims made policy scenarios, the new insurer will take on the prior policy retroactive date to make sure you are not left with a gap in coverage. 

We are happy you asked! All you have to do is reach out to one of our Malpractice Specialists to complete the initial application. We promise to make this process as simple as possible for you.