We know the nuts and bolts of the transportation industry and have designed our coverages to provide the best protection possible. Working with us, we can provide your agent access to the products you need to help you trust that you have the right coverage. This includes the industry’s broadest cargo form for motor carriers.

Our offering includes coverages that support Motor Carrier and Public Auto Passenger Carrier, customers:

• Auto liability
• General liability for truckers class
• Motor truck cargo
• Physical damage
• Tool & equipment floater
• Workers compensation

As an owner and operator of your own truck and trucking business, your time is already split between navigating your business – and the road. We understand the importance of making it easy for you to make decisions about the specialized type of truck insurance you need, to protect what you've worked hard to build.

Owner-operator truck offers: 

Owner-operator liability

• Identity fraud expense reimbursement
• Family emergency travel
• Additional insured capability at no charge
• Trailer interchange
• Non-trucking liability

Physical damage truck protection

• Deluxe coverage form
• Aggregate deductible
• Diminishing deductible
• Personal effects coverage
• Downtime loss
• Rental reimbursement
• Combined deductible coverage
• Electronic equipment coverage
• Hired car physical damage coverage (Bailee coverage)
• Identify fraud expense reimbursement
• Windshield repair
• Non-owned trailer while attached
• Tarps, chains, and binders

General liability for truckers

Cargo coverage

• Cargo insurance coverage forms designed to meet specific needs of owner operator trucking operations – Premier Cargo and Custom Cargo
• Broad coverage language
• Hired car cargo
• Customized trip endorsements
• Up to $1 million catastrophe limit

Your trucking business is a big investment. Protect it. With our carrier partners, we are dedicated to this work have the expertise to help you to reduce loss, increase safety and minimize claims. We’re there with you for the long haul.

• Identity fraud expense reimbursement
• Additional insured capability – no charge
• Trailer interchange

• Coverage designed for owner/operators leased to fleets
• Electronic equipment coverage
• Financed value coverage
• Identity fraud expense reimbursement
• Windshield repair
• Deductible reimbursement coverage
• Combined deductible coverage
• Non-owned trailer while attached
• Hired car physical damage coverage, aka “bailee” coverage
• Rental reimbursement
• Tarps, chains, and binders

• Employee benefits liability coverage
• Product/Completed Operations Included

Two great cargo coverage forms designed to meet the specific needs of trucking operations: 

the Premier Cargo coverage form and the Custom Cargo coverage form.

• Broad coverage language
• Hired car cargo
• Customized trip endorsements
• Up to $1 million catastrophe limit