Auto Repair Shop Insurance

Auto mechanic insurance is designed to protect auto repair shop mechanics and mobile mechanics from costly liabilities that result from unexpected accidents such as customer injury, employee illness, and property damage. Adequate insurance coverage can safeguard your small business from the financial risks associated with lawsuits and claims.

Protects auto repair shops from liabilities like damages caused by faulty work and customer slips and falls. It doesn’t cover your building or mechanic tools, so you’ll want to consider property and equipment insurance if you’re needing protection for these types of assets.

Coverage if you’re found responsible for the physical damage of a customer’s vehicle while it’s in your care, custody, and control.

If you’re a mobile mechanic or use vehicles for your business, you’ll need a commercial auto policy. We insure vehicles common to auto repair businesses such as pickups and tow trucks.

Workers Compensation protects if your employees become injured or ill while at work.

Mobile mechanics typically don’t have business property, but still, need basic liability protection in case they cause bodily injury or property damage in the course of their work.